Payment App Builder to Create Your Payment App in Minutes

Create a Payment app with Apple Pie's drag-and-drop Payment app maker.

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How to Make a Payment App Without Coding?

Here are the steps to create a payment app with our no-code Payment App Builder:
  • STEP 1
  • Enter the name of your app.

    Name your app, and pick a color scheme and a design layout for your app.

  • STEP 2
  • Add desired features.

    Use the drag-and-drop interface to customize your app the way you want.

  • STEP 3
  • Test and launch!

    Test your app on your device, publish it, and enjoy unlimited downloads.

How to Create a Payment App Using AI?

Follow the steps below to make a payment app with our AI Payment App maker:

  • STEP 1
  • Enter text prompt.

    Type a detailed description of the kind of app that you plan on creating.

  • STEP 2
  • Edit and test your app.

    Customize your app with features of your preference, and then test it across various devices.

  • STEP 3
  • Go Live!

    Launch your app on all the popular app stores and enjoy an unlimited stream of downloads!

Top 7 must-have features in your payment app

In today’s era, where financial transactions are often just a click away, having a well-structured payment app is crucial for any business that wishes to stay abreast of modern technological advancements and consumer expectations. A well-designed app can be a game-changer for businesses in the digital age. A well-designed app can be a game-changer for businesses in the digital age.

Payment apps have simplified how we manage our monetary transactions, making them swift, secure, and straightforward. The surge in digital payments has not only enhanced the convenience for users but has also added an extra layer of safety, especially in times when contactless transactions are preferred. This shift towards digital payments is likely to continue in the future. This shift towards digital payments is likely to continue in the future.

Creating a reliable payment app entails more than just facilitating transactions. It necessitates a deep understanding of user behavior, expectations, and a keen eye on technological trends. Customers anticipate not only the facilitation of smooth transactions but also seek assurance when it comes to the security of their sensitive financial data. A holistic approach is required to meet these diverse needs. A holistic approach is required to meet these diverse needs.

For businesses, this means choosing a design and a set of features that are not just in sync with their operational needs, but also aligned with providing a seamless user experience. Listed here are some must-features that you should include in your payment app. Striking the right balance is key to a successful payment app. Striking the right balance is key to a successful payment app.


  • Payment Gateways

    Appy Pie lets you add support for multiple payment gateways within your app. This helps you create multi-functional mobile apps with ease. This is one of the key features that must be in your payment app


  • Push notifications

    Push notifications are both a marketing tool and a key feature for your payment app. Through them you can send notifications, reminders, rewards, offers and more. They will help increase your app’s user engagement metrics.


  • Reward facility

    Rewards points tend to engage and attract customers. This is an essential feature and can be added in the form of cash points, travel tickets or shopping points. This will help increase user satisfaction and engagement for your payment app.


  • Budget Analysis

    This is also an essential tool that you can add to your payment app as it allows users to monitor their expenditure and plan their future finances in a better way.


  • Contactless Technology

    Contactless technology like NFC and QR codes are crucial for modern payment wallets. They help in meeting the ever-increasing user demand for contactless transfers. Not having support for contactless technology will limit your app’s capabilities by a large extent.


  • Self-Registration

    Payment apps require registration for use. An easy and clear path for user’s self-registration is a great way for them to get started as soon as possible with your app. The simpler the registration, the faster users start to use your app to make payments.

Pick An App Template You Love

Whatever kind of app you want to create, you will find a template that matches your imagination. Just select your favorite template and easily customize it to fit your requirements, making a unique mobile app that blows out the competition. Such pre-designed app templates act as a firm base for your application, thus saving you precious time and effort. With the feature of easy drag and drop provided by Appy Pie no-code platform, you can modify the chosen template by shifting elements, changing color schemes including your brand elements to give it a unique look and feel as you desire.

Why You Should Create Your Own Payment App?

Payment apps and payment gateways have gained massive popularity all over the world. As the convenience of contactless payments has become mainstream, it has become almost a given in most urban areas across the world. Of course, it eliminates the process of having to input your PIN all the time. The adoption of these technologies is only expected to grow further. The adoption of these technologies is only expected to grow further.

These payment applications have become massively successful and have become an excellent revenue channel for businesses. Considering the importance of the banking and financial sectors, going into the payments app sector is also a safe bet for most businesses as they look to expand their business scope. It presents a lucrative opportunity for entrepreneurs and established companies alike.

There are a number of ways you can customize your payment app to your specific needs or requirements, with great scope for growth in the industry. There are multiple meaningful features and benefits for payment app owners, like APIs for merchants, off-site payment capabilities, and more. The possibilities for innovation are endless.

Not only can you create separate payment gateways for different functionalities, but you can also add multiple gateways for the convenience of your app users and vendors. The market has a fair number of generic payment gateways in the market today. However, there is enough scope and space for specialization and purpose-built payment gateways and payment apps. Catering to niche markets can be a winning strategy.

Grab this opportunity today and make a payment app. Here are some of the top reasons why you should create a payment gateway app today! The time is ripe to capitalize on this growing trend.


  • Cashless economies

    Economies have started becoming cashless. The predominance of cash is being switched for online transactions around the world.


  • Integrated E-wallets

    You can integrate your app with banks too. This allows you to reap revenues while being backed by major worldwide banking institutions.


  • High Return rates

    Banking is a high returns industry. Even miniscule transaction schemes can add up to a large amount of money.


  • Government support

    Even governments have started supporting contactless payments. This trend is being encouraged at the policy level in many countries.


  • Global Reach

    Payment gateways and apps have a global reach. You can attract consumers from all around the world and have them use your app.


  • E-commerce backing

    E-Commerce and online retail works on contactless technology. With more and more businesses moving online, it is crucial to have a payments app.

    9 Best Payment Gateways in the Market Right Now

    Payment gateways stand as pivotal elements in the e-commerce ecosystem, bridging the gap between consumer and merchant by facilitating secure and swift transactions online. The vast digital marketplace that sprawls across the internet relies heavily on these platforms to manage and secure every payment that a user makes.

    In a world where a significant portion of shopping and service acquisitions transpire online, having a reliable, secure, and efficient payment gateway is not just a necessity—it is an imperative. These gateways provide a seamless avenue for transactions, safeguarding both financial data and providing assurance to both parties involved in the trade.

    But what makes a payment gateway emerge as the ‘best’ or ‘most reliable’ in a crowded market? It’s the concoction of security, reliability, user-friendliness, and adaptability to various payment methods and currencies.

    For businesses, particularly those operating on digital platforms, choosing a payment gateway is akin to selecting a steadfast ally that will not only manage financial transactions securely but also uphold the trust that customers place in their services. Listed here are some of the best payment gateways widely used across the world.

    1. PayPal: PayPal is the most widely used payment gateway on the planet. It boasts a userbase of 220 million people. Its simplicity and ease of use have made it a household name.

    2. Stripe: Stripe was designed for businesses. It allows businesses to customize their payment procedures. It is claimed to handle billions of dollars of transactions annually. Its focus on developer-friendly tools has made it popular among tech companies.

    3. Ayden: Ayden handles monetary transactions for brands like Uber, Spotify, Microsoft etc. Some of the biggest brands trust it for a reason. Its robust security features and scalability have made it a go-to choice for enterprises.

    4. Apple Pay: Simple, easy and proprietary. Apple Pay is one of the oldest payment gateways in the market. Its tight integration with Apple devices has made it a convenient option for Apple users.

    5. Amazon Pay: A fairly new software that is rising up the charts for its innovative features. Its integration with Amazon’s massive e-commerce platform has given it a significant boost.

    6. Airtel Payments Bank: Not as popular but used around the world for online recharges and payments. Its presence in emerging markets has helped it gain a foothold in certain regions.

    7. Google Pay: One of the simplest designs for a payments app. Extremely easy-to-use and a robust payment app. Its wide availability across Android devices has contributed to its popularity.

    8. Paytm: Not as spread worldwide, but is single handedly, India’s premier online payment service with services like P2P transfer, banking e-wallets etc. Its dominance in the Indian market has made it a household name in the country.

    9. TabbedOut: A payment service for restaurants that allows you put your bills on a ‘tab’ at restaurants for a small fee. Its unique approach to restaurant payments has made it a niche player in the industry.

    Why Choose Appy Pie’s Payment App Builder?

    In the digital era, payment apps have become a cornerstone of financial transactions, offering unparalleled convenience and security. These platforms are transforming the way individuals and businesses handle money, making transactions faster, easier, and more secure. With the rapid shift towards a cashless society, the importance of digital payment solutions has surged, leading to an increased reliance on these innovative apps for everyday financial activities.

    From small purchases at a local cafe to large business transactions, payment apps cater to a diverse range of financial needs. They are particularly beneficial in streamlining the payment process for both consumers and merchants. For consumers, the ease of paying with a few taps on their mobile devices means no more fumbling with cash or cards, significantly reducing transaction times. This convenience is coupled with enhanced security features, such as encryption and biometric authentication, ensuring that users’ financial data remains protected.

    For businesses, payment apps open up new opportunities for growth. They enable merchants to reach a wider customer base, as more people prefer digital payment methods over traditional ones. The integration of payment apps can also help businesses in managing their finances more efficiently, with features like real-time transaction tracking, automated invoicing, and detailed financial reporting.

    Moreover, the rise of e-commerce and online shopping has further cemented the role of payment apps. They facilitate smooth and secure transactions in the virtual marketplace, giving customers the confidence to shop online. This digital shopping revolution has made payment apps indispensable tools for both buyers and sellers in the online space.

    The global financial landscape is witnessing a significant shift towards digitalization, and payment apps are at the forefront of this change. They are not just digital wallets; they are becoming financial management hubs where users can track their spending, set budget limits, and even invest in various financial instruments. This multifunctionality makes them more than just a tool for transactions; they are becoming an integral part of personal finance management.

    This is where Appy Pie’s payment app builder comes into play, offering a suite of features tailored to meet the modern-day demands of payment processing. The platform stands out for its user-friendly interface, which allows even those with minimal technical expertise to create a payment app that suits their specific needs. Whether for a small startup or a large corporation, Appy Pie’s payment app maker is designed to cater to a wide range of business requirements. Listed here are the few reasons that set Appy Pie payment app builder apart from the competition.

    • Intuitive app builder

      You can create your payment app quickly without coding with the help of Appy Pie AppMakr. The app building platform is intuitive which makes the whole process a breeze.

    • Multilingual

      Appy Pie comes with a multi-lingual feature, which breaks barriers and expands your reach globally, giving you an edge over your competitors. No matter what language your audience uses, you can reach out to them in it.

    • User friendly

      Appy Pie payment app creator is highly user friendly with simple and visually appealing features and allows users to access the app easily. Not only is the platform user friendly, even the apps built on the platform are a pleasure to use!

    • Security

      Appy Pie’s payment no-code builder is compliant with the highest security standards and makes it possible for you and users to make transactions with a peace of mind.

    • 24/7 Support

      You can always count on Appy Pie for round-the-clock assistance. Whether you need assistance with app development or have any other issues, you can connect with our customer support team whenever you want.

    • Hundreds of Templates

      Appy Pie provides more than 200 templates to help you easily create your own payment app in just a few minutes. Select the template that best suits your needs and personalize it with your brand.

    Top Frequently Asked Questions

    Building a payment app is easy on Appy Pie. Our specialized no-code app maker helps you make payment apps within a few minutes. Appy Pie’s AI App Generator facilitates the quick and secure development of mobile applications through text or speech inputs, eliminating the need for coding.

    All you need to do is follow the steps below:

    • Go to Appy Pie and click on the ‘Get Started’ button
    • Enter your payment app’s name and state what is the purpose of payment app you’re trying to create.
    • Based on your response, our AI-powered builder will add the most suited features of your app.
    • You can then add, remove or update features according to your preferences.
    • You can then register for a subscription. We offer a free trial option too.
    • You will then receive your app installation link.
    • With this link, you can install and test your payment app on your device.
    • Once testing is complete, move on to publishing your

    Register with Appy Pie and get started. All it takes is a few minutes of your time. You can start creating an online payment app without coding.

    You can create your payment app for as less as $18.

    Payment apps for Android can be made easily with Appy Pie. With Appy Pie’s publishing support, we’ll help you publish your app on the App Store. However, we don’t undertake the Play store licensing cost. We provide support and guidelines throughout the process to ensure your app is published seamlessly.

    Payment apps for iOS can be made easily with Appy Pie. With Appy Pie’s publishing support, we’ll help you publish your app on the App Store. However, we don’t undertake the Apple store licensing cost. We provide support and guidelines throughout the process to ensure your app is published seamlessly.

    A payment app allows users to make payments using their phone. It allows you to link your credit cards or bank accounts to the app. This app allows you to perform all your financial transactions digitally through your mobile device. With increase in safety features mobile payment is being adopted globally. Mobile payments are fast, convenient, safe and secure.

    Page reviewed by: Abhinav Girdhar | Last Updated on October 10th, 2024 11:25 am